A clearer path
to your
personal loan.

Falcon provides personal-loan consultancy and application support. Banks and NBFCs independently decide eligibility, approval, pricing and disbursement. Your enquiry here is a conversation with Falcon, not a loan approval.

Yes. A score is only part of a lender’s assessment. Income, existing obligations, employer criteria, repayment history and the product’s own requirements may also matter. Falcon can discuss your profile before you consider another application.

Discuss your recent applications and credit enquiries first. Repeated applications can create additional enquiries on your credit report. We help you understand relevant available options; a credit check or application should follow the appropriate consent process.

Employer criteria differ between lenders and products. Share your employment circumstances in the enquiry and Falcon can discuss potentially relevant options within its available partner network. An unlisted employer does not create an automatic approval route.

You can discuss personal loans, credit-card balances, app loans, gold loans, overdrafts and other existing commitments. These are examples for a consultation; the obligations a particular lender can include depend on its product rules and your profile.

No. A longer tenure can reduce the monthly EMI while increasing total interest. Compare the total repayment, processing fees, existing-loan closure charges and other costs alongside the monthly payment. Savings are individual and are not guaranteed.

Ask about the interest rate and how it is calculated, the APR where provided, processing fees and taxes, tenure, total repayment, part-payment, pre-closure, overdue charges and any other applicable conditions. Review the lender’s written terms before accepting.

Some products allow drawdowns and repayments within a sanctioned facility, but the interest calculation, available limit, minimum payments, annual fees and closure rules vary. Ask Falcon to explain the structure of the specific available lender product.

A lender may request identity and address proof, income records, salary slips or bank statements, employment details and existing-loan statements. The final checklist is product-specific. Do not put identity numbers, account numbers or documents into this enquiry form.

The lender determines the available amount, rate, fees and tenure after its assessment. There is no single published eligibility threshold that applies to every Falcon enquiry. The EMI planner is an illustration using the figures you choose, not an offer.

Check the specific lender’s rules for eligibility, lock-in period, minimum amounts, frequency, charges and taxes. These terms vary between products; Falcon can help you identify the questions to ask before applying.

Continued support is part of Falcon’s approach. You can contact the team for loan-related questions during your journey. Account servicing, payment changes and binding product decisions remain with the lender.

Yes. Select “Phone callback” and a preferred time in the enquiry. Review the message and send it to Falcon through WhatsApp to request the callback. Availability depends on the team’s operating hours; the website does not book a confirmed appointment.

No. You review the prepared message before opening WhatsApp, then choose whether to press Send there. This website does not store your enquiry in a CRM or make an automated credit decision. See the Privacy Policy for this website’s handling of your details.

Personal loans are generally unsecured. Confirm the specific product, documentation, guarantees and conditions with the lender before proceeding.

You can discuss home improvements, education, medical expenses, travel, emergencies and personal projects with Falcon. Permitted purposes and product suitability depend on the lender and your circumstances.

Yes. Ask Falcon about currently available OD / Flexi products, sanctioned limits, charges, interest calculation, payment requirements and closure rules for your profile.

Here it means submitting or registering your application in the lender’s process after the necessary discussions, documents and consent. It does not mean that this website opens a bank account or submits an application automatically.

Falcon can explain the steps and help with application coordination. The relevant bank or NBFC performs its own verification and assessment, decides whether to sanction, sets the terms and controls disbursement.

Discuss available payment methods, debit dates, part-payment conditions, lock-in periods and foreclosure charges for the specific lender product. Payment and prepayment facilities depend on its terms; they are not universally fee-free.

Falcon offers personal-loan options with interest rates starting from 9.99% p.a. and repayment tenure up to 9 years, subject to the lender, product, eligibility and credit assessment. These are starting and maximum terms, not an offer to every applicant. Confirm your actual rate, fees, taxes and total repayment in the lender’s written terms.

No. Approval and disbursement timing depend on the lender, completed documents, verification and other conditions. Falcon supports coordination and status updates; an enquiry does not guarantee a decision or money in your account within a fixed time.

Ask Falcon what document-collection and existing-loan closure assistance is currently available in your location, how documents should be shared and whether any charges apply. Confirm the scope before arranging collection or closure-related support.

Yes. Calculate a scenario, open “View repayment schedule” and select the CSV download. It illustrates monthly principal, interest and remaining balance using your inputs. Fees, actual dates and the lender’s rounding or repayment rules are not included.