Personal-loan repayment planning

EMI Calculator.
See the whole picture.

The amount, interest rate and loan period work together. Explore a scenario before your next conversation.

Loan amount · Annual rate · Loan period

Example: ₹10,00,000 at an illustrative 9.99% for 5 years.

Principal amount
₹10,00,000.00
Total interest
₹2,74,527.48
Total repayment
₹12,74,527.48

Reducing-balance illustration; excludes processing fees, taxes and insurance. The example rate is illustrative; ask Falcon about current offers. Calculated privately on your device. Rounding and the lender’s schedule may differ. Input ranges help you explore scenarios and do not indicate product availability.

View repayment schedule

Illustrative monthly principal, interest and remaining balance. Fees and actual payment dates are excluded.

Illustrative monthly repayment schedule
MonthPaymentPrincipalInterestBalance
1₹21,242.12₹12,917.12₹8,325.00₹9,87,082.88
2₹21,242.12₹13,024.66₹8,217.46₹9,74,058.22
3₹21,242.12₹13,133.09₹8,109.03₹9,60,925.13
4₹21,242.12₹13,242.42₹7,999.70₹9,47,682.70
5₹21,242.12₹13,352.67₹7,889.46₹9,34,330.04
6₹21,242.12₹13,463.83₹7,778.30₹9,20,866.21
7₹21,242.12₹13,575.91₹7,666.21₹9,07,290.30
8₹21,242.12₹13,688.93₹7,553.19₹8,93,601.36
9₹21,242.12₹13,802.89₹7,439.23₹8,79,798.47
10₹21,242.12₹13,917.80₹7,324.32₹8,65,880.67
11₹21,242.12₹14,033.67₹7,208.46₹8,51,847.00
12₹21,242.12₹14,150.50₹7,091.63₹8,37,696.50
13₹21,242.12₹14,268.30₹6,973.82₹8,23,428.20
14₹21,242.12₹14,387.08₹6,855.04₹8,09,041.11
15₹21,242.12₹14,506.86₹6,735.27₹7,94,534.26
16₹21,242.12₹14,627.63₹6,614.50₹7,79,906.63
17₹21,242.12₹14,749.40₹6,492.72₹7,65,157.23
18₹21,242.12₹14,872.19₹6,369.93₹7,50,285.04
19₹21,242.12₹14,996.00₹6,246.12₹7,35,289.04
20₹21,242.12₹15,120.84₹6,121.28₹7,20,168.19
21₹21,242.12₹15,246.72₹5,995.40₹7,04,921.47
22₹21,242.12₹15,373.65₹5,868.47₹6,89,547.81
23₹21,242.12₹15,501.64₹5,740.49₹6,74,046.18
24₹21,242.12₹15,630.69₹5,611.43₹6,58,415.49
25₹21,242.12₹15,760.82₹5,481.31₹6,42,654.67
26₹21,242.12₹15,892.02₹5,350.10₹6,26,762.65
27₹21,242.12₹16,024.33₹5,217.80₹6,10,738.32
28₹21,242.12₹16,157.73₹5,084.40₹5,94,580.59
29₹21,242.12₹16,292.24₹4,949.88₹5,78,288.35
30₹21,242.12₹16,427.87₹4,814.25₹5,61,860.48
31₹21,242.12₹16,564.64₹4,677.49₹5,45,295.84
32₹21,242.12₹16,702.54₹4,539.59₹5,28,593.30
33₹21,242.12₹16,841.59₹4,400.54₹5,11,751.72
34₹21,242.12₹16,981.79₹4,260.33₹4,94,769.93
35₹21,242.12₹17,123.17₹4,118.96₹4,77,646.76
36₹21,242.12₹17,265.72₹3,976.41₹4,60,381.05
37₹21,242.12₹17,409.45₹3,832.67₹4,42,971.59
38₹21,242.12₹17,554.39₹3,687.74₹4,25,417.21
39₹21,242.12₹17,700.53₹3,541.60₹4,07,716.68
40₹21,242.12₹17,847.88₹3,394.24₹3,89,868.80
41₹21,242.12₹17,996.47₹3,245.66₹3,71,872.33
42₹21,242.12₹18,146.29₹3,095.84₹3,53,726.04
43₹21,242.12₹18,297.36₹2,944.77₹3,35,428.69
44₹21,242.12₹18,449.68₹2,792.44₹3,16,979.01
45₹21,242.12₹18,603.27₹2,638.85₹2,98,375.73
46₹21,242.12₹18,758.15₹2,483.98₹2,79,617.59
47₹21,242.12₹18,914.31₹2,327.82₹2,60,703.28
48₹21,242.12₹19,071.77₹2,170.35₹2,41,631.51
49₹21,242.12₹19,230.54₹2,011.58₹2,22,400.97
50₹21,242.12₹19,390.64₹1,851.49₹2,03,010.33
51₹21,242.12₹19,552.06₹1,690.06₹1,83,458.27
52₹21,242.12₹19,714.83₹1,527.29₹1,63,743.43
53₹21,242.12₹19,878.96₹1,363.16₹1,43,864.47
54₹21,242.12₹20,044.45₹1,197.67₹1,23,820.02
55₹21,242.12₹20,211.32₹1,030.80₹1,03,608.69
56₹21,242.12₹20,379.58₹862.54₹83,229.11
57₹21,242.12₹20,549.24₹692.88₹62,679.87
58₹21,242.12₹20,720.31₹521.81₹41,959.56
59₹21,242.12₹20,892.81₹349.31₹21,066.74
60₹21,242.12₹21,066.74₹175.38₹0.00

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